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Your credit card balances are rising while your income is decreasing. |
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You are only paying the minimum amounts required on your accounts, or maybe even less than the minimums. |
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You are at or perilously near the limit on each of your credit cards. |
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You don't know how much you owe and really don't want to find out. |
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You are using your credit card to buy necessities like food or gasoline. |
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You're playing the card game by signing up for every credit card that sends you an unsolicited offer. |
