Debt Finance

Has paying off your credit cards, loans, catalogues or store cards become an endless battle? Could you use some assistance making sense of all those payments and sorting them out? Would you like someone to address your creditors and put your best interests forward?

Why wait any longer when you could be paying one affordable amount to all your creditors monthly!

Grouping all your debts together into one lump sum means a smaller monthly payment and is often all that is required to silence the pressures of demanding creditors. Take care however. Consolidating your existing outstandings is not a cure-all, but it can speed up your financial recovery and get you debt-free faster. If more serious financial problems exist, settlement may only provide a temporary respite from the hounding creditors and more far-reaching methods may be required.

Essentially, Debt Finance plan is an affordable repayment program managed by an independent company. We'll help you figure out a monthly payment that fits in your budget. When you pay that amount each month to the debt mangament company, they deal with all your creditors for you. No more intrusive phone calls. No more nagging letters.

When to consider Debt Cosolidation:

• Your existing debt carries far too high an interest charge
• You need to reduce your monthly spending -- perhaps due to a pay cut
• You have unexpected new commitments and need to free up some funds without getting burned with high interest rates or bad credit ratings later
• If your debts total $10,000 or more, you owe 3 or more different creditors, and have $200 or more disposable monthly income (Disposable monthly income equals your monthly pay minues all your monthly bills.)

Sometimes, Debt settlement is NOT the answer:

• You've already settlement a number of times in the past
• This new settlement would include the debt from a past settlement
• You're anxious to move debts from your credit cards so you can begin using those cards again

Whether you're looking to group your existing commitments into one new loan to free up some extra cash for a new swimming pool, new car or to finally take that vacation you've been putting off-- or consolidating to cut down your monthly payments and get out of debt more quickly -- we'll make sure you find the best deal available.

settlement loans are available two format depending on your homeowner status. Homeowners are eligible for Secured Loans -- which, due to the greater security for the lender, are often larger sums and able to be paid pack over a longer time span. Renters are still often eligible for Unsecured Loans.

So what's next?

If you'd like to begin the process of debt consolidation and get clear of debt quicker or free up some cash, sign up for our service. We'll get you in touch with the financial team that's best suited to provide you with the help you need!